Alter ego Group Insurance Plan

This tool is available to give you the opportunity to calculate your premiums, per 14-day period, according to the coverage you chose. For more information about the coverage offered, please refer to your pamphlet "Your group plan at a glance" available in your Client Centre. The premiums total amount provided is an estimate.

Your employer’s calculation may vary from this tool depending on rounded-off figures or elements related to your personal situation. A 9% tax must be added to the premiums. The premiums are effective as of January 1, 2024.

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Health insurance plan

Coverage status
Individual
Single parent
Family
Exemption
Coverage level
Compulsory Basic Plan
In addition to your Basic Plan, you can add one or more of the following optional complementary packages:
Package 1
Package 2
Package 3
Package 4
Dental Care Insurance
Coverage status
Individual
Single parent
Family
No protection

Long term disability insurance

Calculation of the long-term disability insurance premium is based on your annual salary.
Long term disability insurance
Mandatory participation
Participant's Basic Life Insurance
$10,000
$25,000

Participant's optional Life Insurance

First $50,000 without evidence of insurability, if application is made before the deadline stipulated in the contract. Maximum amount of insurance without evidence of insurability is $75,000 (basic and optional).
Dependents' Basic Life Insurance (optional)
No coverage
Spouse
Child
Spouse and child
You can choose the level of protection you want for dependents:
Spouse
$10,000
per child
$5,000
Spouse
$20,000
per child
$10,000

Spouse's Optional Life Insurance

Evidence of insurability is required at the time of request for increase in the amount of insurance
Your premium would be
per 14-day period
9% sales tax must be added to these premiums. Premiums are effective as of January 1, 2024.